Reynolds v. Progressive Class Action

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If your vehicle was totaled while insured by Progressive, you may be entitled to a cash payment for underpayment of the actual cash value of your vehicle.

A settlement has been reached in the lawsuit Lauren Reynolds, et al. v. Progressive Direct Ins. Co. et al., Case No. 5:22-CV-00503-LCB (the “Class Action”), which is pending in the Northern District of Alabama, Northwestern Division (the “Court”), against Progressive in Alabama for paying their insureds less than the actual cash value of their total loss vehicles. Total payments available are approximately $30,750,000.

Members of the Settlement Classes who submit valid and timely Claim Forms are eligible for payment of 100% of the Projected Sold Adjustment (“PSA”) Impact Amount for covered total loss claims.

This website explains important rights you may have. Please review it carefully. You may also read the Long-Form Notice on the Documents page.

IF YOU ARE A SETTLEMENT CLASS MEMBER, THIS LAWSUIT MAY AFFECT YOUR RIGHTS.

Your Legal Rights and Options in This Lawsuit

Your Legal Rights and Options		Deadline
Submit a Claim Form	The only way to get a Settlement Payment is to submit a timely and valid Claim Form.	Submitted or postmarked by October 15, 2025
Exclude Yourself	If you exclude yourself, you will not get a Settlement Payment, but you will keep your right to file your own lawsuit against the Released Parties about the Released Claims in the Settlement.	Postmarked by: August 19, 2025
Object to the Settlement	You may stay in the Settlement but tell the Court why you do not agree with the Settlement. You will still be bound by the Settlement if the Court approves it.	Postmarked by: August 19, 2025
Do Nothing	If you do nothing, you will get no Settlement Payment. You will also give up your legal rights.

These rights and options—and the deadlines to exercise them—are explained further in the Long-Form Notice and on the Frequently Asked Questions (FAQs) page of this website.

The Court must decide whether to approve the Settlement, attorneys’ fees and expenses, and Service Awards. No Settlement benefits will be provided unless the Court approves the Settlement.